EXIM Thailand announced Q1/2026 performance results of new loan approval 10.96 billion baht and strengthening capital and knowledge to help Thai entrepreneurs navigate the global economic crisis.
Charat Rattanaboonniti, president of Export-Import Bank of Thailand (EXIM Thailand), announced EXIM Thailand’s Q1 Performance of 2026, stating that global economic conditions remain highly uncertain amid prolonged wars and conflicts in the Middle East.
These circumstances have led to volatile energy prices, rising production costs, and higher transportation expenses, adversely affecting and increasing payment risks for both the export and tourism sectors, which are key drivers of the Thai economy.
Urgent support to SMEs
In response, EXIM Thailand recognizes the urgent need to support Thai entrepreneurs, particularly SMEs, in weathering these economic challenges.
The Bank has introduced debt relief measures by extending repayment periods for up to 365 days for its customers and reducing interest rates by up to 20%
Offer special interest
In addition, EXIM Thailand has provided liquidity support through revolving credit facilities at a special interest rate of no more than 3.99% per annum for exporters affected by the situation in the Middle East region.
Furthermore, EXIM Thailand has proactively collaborated with public and private sector organizations as well as related agencies to enhance entrepreneurs’ capabilities and explore new markets.
The Bank aims to transform itself into an “Academy” for exporters to cultivate resilient economic warriors equipped with risk management tools and new market expansion strategies, enabling them to compete effectively and cope with global economic volatility.
At the same time, EXIM Thailand has accelerated the expansion of its export credit insurance services to protect exporters against non-payment risks from overseas buyers, empowering Thai entrepreneurs to expand their businesses and trade globally with confidence.
Financial support
In terms of financial support and liquidity enhancement, despite continued contraction in overall lending within the financial system, EXIM Thailand has continued to provide financial assistance and liquidity support to Thai entrepreneurs to ensure business and trade continuity.
The Bank has developed products tailored to entrepreneurs’ needs, such as EXIM Global Plus Credit Facility to support SMEs in expanding into international markets, EXIM Expand Shield Credit Facility which combines working capital financing with risk protection, and EXIM Expand Sure export credit insurance service to mitigate non-payment risks.
Approved new loan 10.96 Bn
As a result, EXIM Thailand recorded new loan approval of 10.96 billion baht as of the end of the first quarter of 2026, while outstanding loans and contingents stood at 186.83 billion baht.
Of this amount, loans and contingents for sustainable investment and transition (ESG) accounted for 93,415 million baht, representing nearly 50% of total outstanding loans.
This reflects the Bank’s role in supporting exporters, particularly vulnerable groups and businesses seeking to enhance their competitiveness on the global stage.
In terms of risk management, EXIM Thailand has strengthened the stability and resilience of Thai entrepreneurs by reducing the risks of non-payment or delayed payments resulting from conflicts or logistics disruptions in trading partner countries.
This has been achieved through expanding the Bank’s export credit insurance role alongside the appropriate use of other risk management tools.
Recorded 50.09 Bn of export credit
As of the end of March 2026, EXIM Thailand recorded 50.09 billion baht in export credit and investment insurance turnover.
In terms of exporter incubation, EXIM Thailand has played a leading role in enhancing the capabilities and knowledge of Thai entrepreneurs to strengthen their competitiveness in global markets.
As of the end of the first quarter of 2026, a cumulative total of 25,565 entrepreneurs had received capacity-building support from the Bank.
The Bank focuses on monitoring and assessing risks on an individual borrower basis, restructuring debt in line with business potential, and providing preventive advisory services. EXIM Thailand’s non-performing loan (NPL) ratio stood at 3.90%, reflecting appropriate asset quality management.
An allowance for expected credit loss was set aside at 16,787 million baht, resulting in an NPL coverage ratio of 249.50%, demonstrating low in prudent provisioning to ensure adequate reserves against risks and economic uncertainty.
For the remainder of 2026, EXIM Thailand will continue expanding its role as Export Co-pilot to support Thai entrepreneurs through both financial and non-financial services by continuously developing products, services, and financial innovations.
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